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Buying Tucson Real Estate

We have a wide range of real estate listings in Tucson, AZ for you to choose from for both commercial use and private use, and can help set you up with the home of your dreams at the right price. But if you are wondering what you should know before looking in the housing market then these few simple steps can help.

Step 1: Figure out how much you can afford

What you can afford on real estate for sale in Tucson, AZ, depends on your income, credit rating, current monthly expenses, down payment and the interest rate. The calculator below can help you figure out your expenses. If the houses you are looking at seem too expensive it might be a good idea to look into townhouses for sale in Tucson AZ.

Step 2: Know your rights

Consulting legal counsel is highly advised when you start narrowing down your research and get serious about buying real estate for sale in AZ. Attorneys are not only great advocates, but they are also great educators if they specialize in real estate law.

Step 3: Shop for a loan

Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan.

Step 4: Learn about homebuying programs

FHA loan programs offer lower down payments and are a good option for first-time homebuyers.

Step 5: Shop for a home

Search around and browse the real estate property for sale in Tucson to get an idea about the prices on houses there. Then choose a real estate agent to help discuss prices.

Step 6: Make an offer

Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale.

Step 7: Get a home inspection

Make your offer contingent on a home inspection. An inspection will tell you about the condition of the homes in Tucson you are considering, and can help you avoid buying a home that needs major repairs.

Step 8: Shop for homeowners insurance

Lenders require that you have homeowners insurance. Be sure to shop around.

Step 9: Sign papers

You’re finally ready to go to “settlement” or “closing.” Be sure to read everything before you sign your Tucson Arizona real estate agreement!


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Susan Weisman

Tucson Luxury Homes

Susan Weisman ~ Tucson Luxury Homes
520-465-2020  |  ask4susan@gmail.com

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